Current Medicaid Eligibility Numbers

• 2026 Medicaid Desk Reference Numbers (Current as of January 1, 2026):
  • Community Spouse Resource Allowance:
    • Minimum: $32,532.00
    • Maximum: $162,660.00
    • These figures do not include the $2,000.00 for the Medicaid Spouse!
  • Resource Allowance for single applicant:  $2,000.00
  • Resource Allowance for married couple (both applying or on Medicaid): $3,000.00
  • Monthly Maintenance Needs Allowance for Community Spouse:
    • Minimum: $2,643.75
    • Maximum: $4,066.50
  • Monthly Personal Needs Allowance:
    • Skilled Nursing: $40.00
    • Assisted Living: $135.00
    • Home: $1,789.20
  • Community Spouse Housing:
    • Shelter Standard: $793.13
    • Standard Utility Allowance: $390.00
    • RUF (rent, utilities and food at the Assisted Living Level of Care): $859.00
  • Transfer Penalty Divisors:  $10,901.03/month or $363.37/day
  • Gross Income Cap $3,002.00
  • Treasury Rate for Increased Community Spouse Resource Allowance:  3.74%